Home Mortgage Modification Guidelines

You have been unable to keep up with your mortgage payments. You work and financial situation has changed. Now what? There are many advertisements from so called "loan modifciation companies" and they all extend promises for a fee.

Before you go deeper in debt, do your homework. Below we offer several resources depending on your lender of guidelines required before a lender will discuss loan options. Most Homeowners are finding that despite their numerous calls to the bank, they are still left with no answers, no help and no resolve to loosing their home and facing credit disaster for 7 years.

After you read through our resources, please feel free to contact our office for a free consult. Remember each individual homeowner is unique and the guidelines are only general information and assistance to anyone is not guaranteed.

We hope this information helps you and remember we can help and get you started taking action with your situation. We are a phone call away.

HOPE for Homeowners

Bank of America

Countrywide Financial

Citigroup, CitiMortgage Program

IndyMac Federal Bank (FDIC Program)

JP Morgan Chase & Co. Program

Federal Government Programs: Participants include: Fannie Mae, Freddie Mac, Federal Home Loan Banks, Hope Now participants, Department of the Treasury, Federal Housing Administration and the Federal Housing Finance Agency, and Wells Fargo.)

Mortgage Forgiveness Debt Relief Act 2007